TERMS OF USE – BEM ONE

1. Eligibility and Account Access

You must be at least 18 years old (or the age of majority in your jurisdiction) and legally capable of entering into a binding agreement.

Unless explicitly authorized by BEM Funding, only the User may use the account. Use of the User's account by a third party is prohibited. If such use is detected, BEM Funding reserves the right to terminate the account and reclaim any associated benefits or rewards.

2. Instruments and Leverage

Instruments are available as displayed on the platform and/or the Symbols Page. BEM Funding may add, remove, or modify available instruments at any time. Instrument availability may vary depending on the platform.

The leverage limits for the BEM One Program are as follows:

• Forex: 1:30
• Metals: 1:15
• Energies: 1:15
• Indices: 1:15
• Cryptocurrencies: BTC/ETH 1:2; Altcoins 1:1.5

Leverage and contract size limits may vary by instrument and market conditions as indicated on the Symbols Page.

3. Evaluation Phase Requirements

The Program consists of a single evaluation phase. To successfully complete the evaluation, the User must meet all of the following conditions:

• Profit Target: 9% of the Initial balance
• Maximum Daily Drawdown: 3% of the Initial balance
• Maximum Trailing Drawdown: 6% of the Initial balance

Failure to meet any requirement or breach of any rule results in termination of the account.

4. Maximum Daily Drawdown

The Maximum Daily Drawdown represents the maximum loss permitted within a trading day.

The daily loss threshold is recalculated daily at 22:00 UTC using the following method:

Maximum Daily Drawdown = (Higher of Equity or Balance at 22:00 UTC) − (3% of Initial Balance)

If, at any time after the threshold is set, the User’s equity or balance falls below the Daily Loss Limit, the account is considered breached and will be terminated

The daily loss calculation includes profits and losses from closed positions, floating profit/loss on open positions, commissions, and swap fees.

5. Maximum Drawdown

The Maximum Drawdown is set at 6% of the initial balance and is calculated based on account balance using a trailing methodology.

The trailing drawdown adjusts upward as the account balance increases but never adjusts downward due to losses.

Once the trailing drawdown level reaches the Initial Balance, it becomes locked and no longer trails upward.

A breach occurs if equity (including open positions) falls below the active trailing drawdown level at any time.

The drawdown calculation includes profits, losses from closed positions, swap fees, and commissions.

6. Maximum Risk Per Symbol

After completion of the evaluation phase, the maximum risk exposure on any single trading symbol must not exceed 1.2% of the Initial Balance.

If exceeded, the system may automatically close violating positions without notice.

Three (3) breaches may result in enforcement, including account termination and loss of reward eligibility.

7. News Trading Restrictions

News trading is permitted throughout the evaluation phase of the BEM One Program; the User may freely execute, modify, or close trades during High-Impact News events while in the evaluation phase. The restrictions set out below apply only after successful completion of the evaluation phase and activation of a BEM Trader Account.

8. Reward on Demand & Eligibility Conditions

The Program operates under a reward ratio of 80% to the User, subject to compliance with all reward eligibility requirements. Reward eligibility does not override drawdown or buffer zone requirements.

The Program offers Reward on Demand, allowing Users to request rewards at any time, provided all eligibility criteria are met. Reward requests are subject to verification and approval by BEM Funding.

To request a reward, all of the following conditions must be satisfied:

• No single trading day may account for more than 35% of total generated profits. This rule applies cumulatively to the entire trading history at the time of the payout request.
• The requested payout amount must be at least 50% of the Maximum Daily Loss amount.
• The account must not have breached the Maximum Daily Loss or Maximum Trailing Drawdown rules at any time.

A buffer zone must remain in the account after any reward is processed. If the trailing drawdown is locked at the Initial Balance and no profit remains following a reward, the account will be terminated. To continue trading, the User must maintain sufficient funds above the trailing drawdown level.

9. Multiple Challenges and Strategy Restrictions

You may participate in multiple challenges simultaneously.

During the evaluation phase, you must not open trades across your own accounts using the same strategy.

After successful completion of the evaluation process, trade copying across BEM Trader accounts may be permitted in accordance with applicable program terms.

10. Prohibited Trading Practices

BEM Funding’s Prohibited Trading Practices policy is available at Prohibited Trading Practice and applies in full to this Program. These rules are binding on the User. Violations may result in profit forfeiture, loss of reward eligibility, suspension, termination, and/or permanent restriction from BEM Funding’s services.

11. Enforcement and Termination

BEM Funding may monitor, audit, and review trading activity and platform usage at any time. BEM Funding is not required to disclose its detection methods, provide detailed evidence, or prove intent when enforcing these Terms; all such determinations shall be made at BEM Funding’s sole discretion.

Any breach of these Terms of Use may result in enforcement actions, including suspension or termination of the account.

12. Final Provisions

Participation in the Program constitutes acceptance of these Terms of Use and the master Terms & Conditions.

BEM Funding reserves the right to modify, suspend, or discontinue the Program at any time, with prior notice where reasonably practicable.

These Terms of Use are drafted and published in English. Where a translation into any other language is provided for convenience, the English version shall be the sole authoritative version. In the event of any discrepancy or conflict between the English version and any translation, the English version shall prevail.