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1. Introduction to Cookies

What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, or other electronic devices) when you visit websites. They are widely used to ensure websites work efficiently and to provide information to the owners of the site.

Role of Cookies

Cookies play a crucial role in enhancing the functionality and user experience of our website by enabling various features and functionalities. Here are some ways in which cookies contribute to our platform:

1. User Experience Enhancement: Cookies help us tailor the website operations to your needs, likes, and dislikes by gathering and remembering information about your preferences. This customization makes your interactions with our site more convenient and personalized.

2. Site Functionality: Cookies are essential for the effective operation of our website. They help you navigate between pages efficiently, maintaining your preferences, and generally improving your browsing experience. They are also crucial for providing services such as online transactions or secure areas of the website.

3. Performance Improvement: By using cookies, we can analyze how our site is used and identify areas where we can improve. Cookies help us understand user behavior within our website, which means we can use this data to enhance the site structure, design, content, and functions.

4. Authentication and Security: Cookies are used to recognize you when you return to our website, which enables us to offer you personalized content, and protect your data by identifying and resolving security risks.

5. Marketing: Cookies assist in tracking which pages are most frequently visited, which advertisements are most effective, and which web pages have errors. Gathering this information helps us refine our marketing strategies and improve the content delivered to our users.

By using our website, you agree to the use of cookies as outlined in this policy. Cookies are integral to ensuring our website is secure, easy to use, and up-to-date with the needs and expectations of our users.

2. Types of Cookies Used

To provide you with a smooth and personalized user experience, our website utilizes various types of cookies. Understanding the types and purposes of the cookies we use can help you make informed decisions about your cookie preferences.

Classification by Lifespan:

1. Session Cookies: These cookies are temporary and are designed to last only for the duration of your visit to our website. They are deleted automatically when you close your browser. Session cookies help our website remember the actions you take during a browsing session so that we can maintain your session as you navigate through various pages.

2. Persistent Cookies: Unlike session cookies, persistent cookies do not expire when you close your browser; they remain on your device until they expire or you delete them. These cookies are used to remember your preferences and actions across multiple visits. This can include remembering your login details, language preferences, and other settings, which facilitates more convenient and efficient access when you return to the site.

Classification by Domain:

First-Party Cookies: These are cookies that are set directly by our website. First-party cookies often include those used to offer a functional online service or to remember your settings over a period of time. Since these cookies are set by the website you’re visiting, only this site can read them.

Third-Party Cookies: Third-party cookies are set by domains other than the one you are currently visiting. These are often used for online-advertising purposes and social media features, such as sharing buttons or embedded content. For example, they can be used by marketing companies to gather data about your browsing habits, allowing them to display ads that are more relevant to your interests.

Managing Your Cookie Preferences:

It is important to note that while first-party cookies are typically necessary for website functionality, third-party cookies are often used for extended functionalities and analytics. You have the ability to accept or decline cookies based on your preferences. We will provide guidance on how you can manage these settings in the section "Control on Cookies".

3. Purpose of Cookies

Cookies serve various essential and beneficial functions on our website. By understanding the specific purposes for which cookies are used, you can better appreciate their importance in providing a personalized and efficient online experience. Here are some of the key functionalities served by cookies on our platform:

1. Enhancing Site Navigation

- Cookies play a critical role in facilitating smooth and efficient navigation across our website. They help maintain your session as you move between pages, ensuring that previous actions can be remembered. This is vital for a seamless browsing experience, particularly when accessing multiple pages during a session.

2. Personalizing Content

- To make your experience more tailored and enjoyable, cookies help us personalize the content and layout of our site according to your preferences. By remembering your past behavior, preferences, and settings, cookies enable us to display content that is more relevant and specific to your needs, such as showing you your preferred language or region.

3. Facilitating Account Login Processes

- Cookies are instrumental in simplifying the login process. They remember your login credentials or session IDs, allowing you to stay logged into your account without having to re-enter your login information repeatedly during a session or when you revisit the site. This convenience is especially important for maintaining user experience across sessions.

4. Gathering Analytics Data

- We use cookies to collect data about how our site is used, which pages are visited, what actions are taken, and any errors that might occur. This analytics data is vital for understanding user behavior on our site and helps us identify where improvements can be made to enhance site performance and the user experience. The insights gained allow us to optimize our website to better meet your needs.

5. Advertising Based on User Behavior and Preferences

- Cookies enable us to deliver advertisements that are more relevant to you. By tracking your browsing behavior, preferences, and engagement with previous ads, we can offer targeted advertising that aligns more closely with your interests. This not only enhances your experience by reducing irrelevant content but also increases the effectiveness of our advertising campaigns.

Commitment to User Privacy.

While cookies are valuable for enhancing site functionality and user experience, we are committed to using them responsibly and ensuring that your privacy is respected. You have control over how cookies are used on your device, and detailed instructions on how to manage your cookie preferences are provided in the following sections.

4. Consent for Cookies

Obtaining Consent:

Consent for cookies on our website is obtained transparently and explicitly. When you first visit our website, you are greeted with a cookie consent banner that informs you about our use of cookies and provides you with clear options to manage your preferences. This banner explains the purpose of the cookies we use and offers you the choice to accept all cookies, reject non-essential cookies, or customize your preferences.

Options to Accept or Reject Non-Essential Cookies:

- Accept All Cookies: By choosing to accept all cookies, you allow us to use both essential and non-essential cookies as described in our Cookies Policy. This option provides you with the fullest functionality and a personalized experience on our website.

- Reject Non-Essential Cookies: We understand if you prefer not to allow the use of non-essential cookies. If you choose this option, only cookies that are strictly necessary for the operation of the website will be used. These are essential for basic functionalities like page navigation and access to secure areas of the website.

- Customize Preferences: You also have the option to customize your cookie preferences by selecting which types of non-essential cookies you consent to while rejecting others. This gives you finer control over your personal data and the level of personalization you receive.

Implications of Rejecting Cookies:

Rejecting non-essential cookies may impact your experience on our website:

- Reduced Personalization: Without the use of certain cookies, we cannot fully personalize your experience on our site. You may find that some preferences or personalized features cannot be provided.

- Limited Functionality: Some interactive features of our website depend on cookies. If you choose to reject cookies, certain functions like video players, social media features, and personalized advertisements may not work as intended.

- Generic Advertisements: By rejecting cookies used for targeted advertising, you will still see advertisements, but they may be less relevant to your interests.

Managing Your Consent:

Your cookie preferences can be changed at any time during your visits to our website. If you wish to adjust your settings, you can access your cookie preferences through the 'Cookie Settings' link available on our website footer. Changes to your preferences will take effect immediately, and we respect your choices as part of our commitment to privacy and data protection.

5. Managing Cookies

You have the ability to manage and delete cookies according to your preferences. Most web browsers provide options to control cookies through their settings, allowing you to accept, reject, or delete cookies as needed. Here are some guidelines on how to manage cookies in commonly used browsers:

Instructions for Common Browsers

- Google Chrome:

1. Open Chrome and click on the three vertical dots in the upper right corner.

2. Select "Settings" from the dropdown menu.

3. Scroll down and click on "Privacy and security."

4. Click on "Cookies and other site data."

5. Here, you can allow all cookies, block third-party cookies, or block all cookies. You can also clear cookies by clicking on "See all cookies and site data" and selecting "Remove All."

- Mozilla Firefox:

1. Open Firefox and click on the three horizontal lines in the upper right corner.

2. Select "Options" from the dropdown menu.

3. Click on "Privacy & Security" in the left sidebar.

4. Under the "Cookies and Site Data" section, you can manage your cookie settings, choose to block cookies, or clear data by clicking on "Clear Data."

- Microsoft Edge:

1. Open Edge and click on the three horizontal dots in the upper right corner.

2. Select "Settings" from the dropdown menu.

3. Click on "Cookies and site permissions" in the left sidebar.

4. Click on "Manage and delete cookies and site data."

5. Here, you can manage your cookie settings or clear cookies by clicking on "See all cookies and site data."

- Safari (macOS):

1. Open Safari and click on "Safari" in the upper left corner.

2. Select "Preferences" from the dropdown menu.

3. Click on the "Privacy" tab.

4. Under the "Cookies and website data" section, you can manage your cookie preferences by selecting "Always allow," "Allow from websites I visit," "Allow from current website only," or "Always block." You can also remove stored cookies by clicking on "Manage Website Data."

- Safari (iOS):

1. Open the "Settings" app on your iPhone or iPad.

2. Scroll down and tap on "Safari."

3. Under "Privacy & Security," you can choose to block all cookies. To clear cookies, tap on "Clear History and Website Data."

Additional Resources:

For more detailed information about cookies and how to manage them, you may find the following links helpful:

Considerations for Managing Cookies:

While managing your cookies can enhance your privacy, please note that blocking or deleting cookies may impact the functionality and performance of our website. Some features, such as account login and personalization settings, may not work correctly if cookies are disabled.

6. Use of Strictly Necessary Cookies

Strictly Necessary Cookies:

Strictly necessary cookies are essential for the operation of our website. These cookies enable core functionalities such as security, network management, and accessibility. Without these cookies, certain services on our website cannot be provided, and our site may not perform as smoothly as intended.

Key Characteristics of Strictly Necessary Cookies:

- No Consent Required: Because strictly necessary cookies are crucial for the basic operation of our website, they do not require user consent. By using our website, you agree to the deployment of these essential cookies.

- Core Functionalities: These cookies support vital functions such as:

- Keeping you logged in during your session.

- Managing and securing data as you navigate from page to page.

- Enabling you to move around the site and use its features, such as accessing secure areas.

- Non-Personal Data: Typically, strictly necessary cookies do not store any personally identifiable information. They are used purely for functional purposes, ensuring that your interaction with our site is seamless and secure.

Examples of Strictly Necessary Cookies:

1. Session Management: Cookies that maintain your login status and session information while you navigate through different pages.

2. Security: Cookies that ensure your data is transferred securely and prevent fraudulent activity.

3. Accessibility: Cookies that help display the website correctly on various devices and browsers.

While you cannot disable strictly necessary cookies through our website, you can set your browser to block or alert you about these cookies. However, please be aware that blocking them may affect how our website functions and your ability to use certain features.

Conclusion:

Strictly necessary cookies are fundamental for the effective operation of our website. They ensure a smooth, secure, and functional user experience, allowing you to access and navigate our services efficiently.

7. Third-Party Cookies

Use of Third-Party Cookies:

In addition to the cookies set by BEM Funding (first-party cookies), we also use cookies set by third parties on our website. These third-party cookies are placed by external service providers we partner with to enhance the functionality, performance, and personalized experience of our site.

Types of Third-Party Cookies:

1. Analytics Cookies: We use third-party analytics cookies to collect information about how visitors use our website. These cookies help us understand which pages are the most popular, how users navigate the site, and identify areas for improvement. The data collected is used for statistical analysis to optimize our website’s performance and content.

- Example: Google Analytics, which helps us analyze website traffic and user interactions.

2. Advertising Cookies: Third-party advertising cookies are used to deliver ads that are relevant to your interests. These cookies track your browsing habits across websites and compile your interests to show you targeted advertisements. They also help measure the effectiveness of advertising campaigns.

- Example: Google AdSense, which shows ads based on your previous interactions with our website and other sites.

3. Social Media Cookies: These cookies are set by social media platforms and enable you to share our content with your friends and networks. They track your browsing activity across different websites and build a profile of your interests.

- Example: Facebook Pixel, which helps track user behavior on our site and enables us to create targeted ads on Facebook.

Subject to Third-Party Privacy Policies:

While we strive to partner with reputable third-party service providers, it is important to note that these third parties have their own privacy policies governing their use of cookies. We do not have control over the cookies placed by third parties, nor do we have access to the data collected by them.

We recommend reviewing the privacy policies of these third-party service providers to understand how your data is used and to manage your preferences:

Managing Third-Party Cookies:

You have the option to manage and disable third-party cookies through your browser settings. Each browser allows you to block or delete cookies from specific third-party domains. For more detailed instructions, refer to the "Managing Cookies" section of this policy.

Conclusion:

Third-party cookies enhance the functionality and personalization of our website. They help us understand user behavior, deliver relevant advertisements, and enable social sharing features. By using our website, you consent to the use of third-party cookies as described in this policy. If you have any concerns or wish to manage these cookies, please refer to the settings in your browser.

8. Updates to the Cookies Policy

Notification of Changes:

We may update this Cookies Policy from time to time to reflect changes in our practices, legal requirements, or for other operational reasons. When we make significant changes to this policy, we will notify you in the following ways:

1. Website Notification: A prominent notice will be displayed on our website’s homepage or in a specific section dedicated to policy updates, informing you of the changes.

2. Email Notification: If we have your contact information, we may send you an email notification detailing the changes and how they may affect you. This will include a link to the updated Cookies Policy for your review.

Encouragement to Review:

We encourage you to review this Cookies Policy periodically to stay informed about how we are using cookies and protecting your personal information. By continuing to use our website after updates have been posted, you acknowledge and agree to the updated Cookies Policy.

Accessing the Updated Policy:

You can always find the most current version of this Cookies Policy on our website. Any changes will be effective immediately upon posting unless otherwise specified.

Contact for Further Information:

If you have any questions or concerns about our use of cookies or any updates to this policy, please contact us at:

Conclusion:

Your privacy is important to us, and we are committed to maintaining transparency about our use of cookies. Keeping informed about this policy helps you understand how we protect your data and enhance your user experience.

9. Contact Information

We are committed to ensuring transparency and addressing any concerns you may have about our use of cookies. If you have any questions, concerns, or require further information about this Cookies Policy, please do not hesitate to contact us.

Contact Details:

- Email: For any inquiries or issues related to our Cookies Policy, you can reach us at: [email protected]

Mailing Address: If you prefer to write to us, please send your correspondence to: The Meydan Hotel, Grandstand, 6th Floor, Meydan Road, Nad Al Sheba, Dubai, United Arab Emirates.

Online Contact Form: Alternatively, you can use our online contact form available on our website under the "Contact Us" section. This form is designed to handle privacy-related inquiries efficiently and securely.

Response Commitment:

We aim to respond to inquiries promptly. Our team will typically get back to you within 5 business days. For more complex issues that may require additional time, we will keep you informed of the progress and expected resolution time.

Feedback and Suggestions:

We value your feedback and suggestions on how we can improve our privacy practices and the use of cookies. Please feel free to share your thoughts with us through any of the contact methods mentioned above.